Tax Planning

Many retirees are shocked at the taxes they pay while in retirement. For many, this is their largest expense while in retirement. A lot of this is driven by the tax deferred decisions made early career and never altered, compounded with asset appreciation and how assets are taxed when sold. We begin tax planning by modeling life-time projections of taxes due if no changes are made. From there we show what can be done now to lessen the lifetime and estate tax burden. Tax planning is fully integrated into our approach to financial planning